Singapore Property Intelligence

Read the market
before it moves.

Every major property price shift had signals behind it. Fed decisions, GLS auctions, URA masterplan changes — I track them so you don't have to.

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Research Papers

POV Guy Research Articles

Updated Q1 2026
01 ·· PUBLISHED
Live Article

Stocks vs Property — Where Should Your Capital Go?

SGX, REITs, or private property? An interactive, data-driven comparison of Singapore's three main wealth vehicles — returns, leverage, liquidity, and risk.

Read article ↗
02 ·· COMING SOON
Analysis

The Upgrader's Playbook — Sequencing Your Move Without ABSD Pain

When to sell, when to buy, and how to time the gap. A data-backed guide to navigating Singapore's upgrade ladder in 2026.

Coming soon
03 ·· COMING SOON
Market

New Launch vs Resale — A District-by-District Signal Map

Which districts are seeing new launch premiums compress? Where is resale value being supported by rental demand? A signal map of 2026.

Coming soon
Live signal dashboard

Key indicators.

Data current as of Q1 2026 · Source: MAS, URA, Fed Reserve
US Fed Funds Rate
4.25–4.50%
↓ Held · Dec 2024
Macro
Fed on hold — easing cycle expected H2 2026. Rate reduction will pressure SORA lower and improve buyer affordability.
Source: US Federal Reserve
SG 3M SORA
3.45%
↓ -0.18% from Q3 2025
Macro
SORA easing gradually. Most floating-rate mortgages benchmarked to 3M SORA. Watch for further cuts if Fed moves H2.
Source: MAS Singapore
URA PPI (All Residential)
173
↑ +0.8% QoQ · Q3 2025
Market
Prices resilient despite high rates. Core Central Region stabilising after 2024 correction. Outside CCR leading growth.
Source: URA Singapore
GLS Supply (H1 2026)
8,505
→ Units confirmed
Policy
Government released ~8,500 units for H1 2026 GLS. Moderate supply signals intent to keep the market stable, not cool.
Source: URA / HDB
SG Nominal GDP Growth
+4.4%
↑ Full year 2025
Macro
Singapore GDP growth robust at 4.4% for 2025. Strong fundamentals continue to underpin property demand from locals and foreigners.
Source: MTI Singapore
ABSD — Singapore Citizens
0 / 20%
→ Unchanged
Policy
0% on first property. 20% on second property. Cooling measures remain in place — timing your upgrade matters significantly.
Source: IRAS Singapore
Historical context · 1976 – 2025

URA Property Price Index vs Singapore Nominal GDP

Fifty years of property cycles, policy interventions, and economic shocks — rebased to 2010 = 100. Shaded bands mark global recessions. Red dashed lines mark local cooling measures.

URA Residential PPI
SG Nominal GDP

Source: URA Singapore, MTI, Macrobond, UOB Global Economics & Markets Research. Index rebased 2010 = 100. For indicative purposes.

Local Cooling Measures
Feb 2010Seller's Stamp Duty (SSD) Introduced
Dec 2011ABSD Round 1
Jan 2013ABSD Round 2
Jun 2013TDSR Framework Introduced
Jul 2018ABSD Round 3
Dec 2021ABSD Round 4 + TDSR Tightened
Sep 2022TDSR & MSR Interest Rate Floors Raised
Apr 2023Foreigner ABSD Doubled to 60%
Major Global Events
1985–1986Singapore Recession
1997–1999Asian Financial Crisis
2001–2003Dot-com Crash + SARS
2008–2009Global Financial Crisis
2020COVID-19 Pandemic
The POV Guy Research

How I read the signals.

Three layers. Every research brief starts here.

🌐

Macro Layer

Fed rates, USD/SGD, global capital flows (Dubai → SG, HK → SG). Where money is going tells you where property goes next.

🏛️

Policy Layer

GLS results, URA Masterplan, HDB policy changes, ABSD adjustments. Government behaviour is the single biggest price driver in SG property.

🏗️

Supply-Demand Layer

New launch pipeline, MRT expansion, vacancy rates, rental yield compression. On-the-ground data that tells you where the gap is.

Current POV — March 2026
Upgraders: Window is open
With rates plateauing and GLS moderate, OCR-to-RCR upgrades remain the most data-supported move in H1 2026.
Investors: Watch the launches
16+ new launches entering the market. Bayshore Road, Telok Blangah, and Tengah corridor offer the best data-backed entry points.
Landed: Still the scarcest asset
Supply constraint unchanged. Lentor/Ang Mo Kio cluster and District 19 showing the strongest volumetric signals.
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