For property investors

The signal came
before the price move.

Every significant property run-up in Singapore had data behind it — months before the headlines. GLS results, URA Masterplan updates, MRT announcements, GDP prints. Most people read them after. I read them first.

Start compounding → Read the research →
Fed Rate4.25–4.50%Holding
Best Fixed Rate · Private (DBS)1.50% p.a.Lowest
URA PPI173Stable +
SG GDP '25+4.4%Strong
GLS H1 20268,505 unitsMonitor
CCR PSF · New Launch$3,280
CCR PSF · Resale$2,847Stable
RCR PSF · New Launch$2,350
RCR PSF · Resale$1,780Stable
OCR PSF · New Launch$1,920
OCR PSF · Resale$1,420Stable
Fed Rate4.25–4.50%Holding
Best Fixed Rate · Private (DBS)1.50% p.a.Lowest
URA PPI173Stable +
SG GDP '25+4.4%Strong
GLS H1 20268,505 unitsMonitor
CCR PSF · New Launch$3,280
CCR PSF · Resale$2,847Stable
RCR PSF · New Launch$2,350
RCR PSF · Resale$1,780Stable
OCR PSF · New Launch$1,920
OCR PSF · Resale$1,420Stable
The intelligence layer

What I track. What it means.

12 signals across three layers — macro, policy, and supply-demand. Each one tells a piece of the story. Together, they tell you when to move.

Macro Layer

Global rate direction

Fed funds rate, 3M SORA, and Singapore GDP growth. These determine mortgage affordability and investor appetite — months before the property data shows it.

Policy Layer

Government intent

GLS tender results, ABSD settings, CPF policy changes, HDB supply announcements. The Singapore government telegraphs its moves — if you know what to read.

Supply-Demand Layer

Where the gap is

URA transaction data, new launch absorption rates, rental vacancy, URA Masterplan rezoning. Supply gaps by district tell you where the next cycle is forming.

New Launch Intelligence

Breakeven before the queue

For every significant launch, I calculate land cost psf ppr, construction estimates, and implied breakeven — so you know if the developer has pricing room before the launch price is announced.

URA Masterplan

Long-term value catalysts

Rezoning, infrastructure investment, commercial node development. Properties near upcoming catalysts consistently outperform the broader market over a 5–10 year hold.

Rental Intelligence

Yield vs capital play

District-level rental yields, vacancy trends, and expat demand signals. For investors weighing a yield play vs a capital appreciation play — the data is different by district.

The leverage advantage

Same capital. Different outcome.

Property's structural advantage isn't the asset — it's the leverage. Your $600K controls a $1.5M asset. That changes the math entirely.

Stocks

$600K deployed

Capital invested$600K
Asset controlled$600K
Return @ 10% p.a.+$60K/yr
ROC on capital~10%
Property (Leveraged)

$1.5M asset

Capital invested$600K
Asset controlled$1.5M
Return @ 7% p.a.+$105K/yr
ROC on capital~17.5%

Illustrative. Assumes 60% LTV at 4% interest rate. Property returns include capital appreciation, excludes rental income and holding costs. Not financial advice.

Current POV · March 2026
NOW → Q2 2026

Accumulate intelligence

Fed is in easing mode. Mortgage rates are softening. Developers with strong GLS pipelines are holding launches for H2. This is the research window.

Q3 2026

H2 launches hit the market

Telok Blangah, Holland Link, Chuan Grove — breakeven analysis says several are priced with room. Investor entry window opens if rates continue softening.

Q4 2026 → 2027

Watch GLS H2 results

If GLS H2 2026 tender prices hold or rise, it signals developer confidence in 2027 pricing. That's the confirmation signal for a medium-term hold thesis.

Strategic focus

OCR with MRT catalysts

Tengah, Bayshore, Hougang — all have MRT or infrastructure catalysts in the next 3–5 years. These are the districts with embedded appreciation signals today.

Start reading the signals

Let's build your
investment thesis.

I'll walk you through the current macro environment, what the government data says, and which districts have the best risk-reward over your investment horizon.

Talk to Farhan → View current research Get the monthly brief →